Savings Rates
Rates are subject to change.  Contact your local Vons Credit Union branch or call 626.444.1972, Ext. 231 for today’s rates.

APR = Annual Percentage Rate
APY = Annual Percentage Yield

Share Certificates* (similar to a CD)

*penalties may apply for early withdrawals

Jumbo Share Certificates * (similar to a Jumbo CD)

*penalties may apply for early withdrawals

Money Market

Individual Retirement Account (IRA)**
(Traditional, Roth and Coverdell)

*penalties may apply for early withdrawals

Checking & Savings

*      All certificates have a seven-day grace period on maturity.
**    All spousal, beneficiary, rollover and Coverdell IRA certificates are only available for 18-month terms.

Platinum Visa Loan Rates

* Actual rate based on your credit history. Non variable rates are subject to change.

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Vehicle Loan Rates

Rates are subject to change.  Contact your local Vons Credit Union branch or call 626.444.1972, Ext. 452 for today’s rates.

Vons Credit Union has a managed-risk credit program and rates vary based upon the member’s individual FICO score.

NEW and USED Auto Loan Rate Discounts Available
(offer good through September 30, 2011)
Members can use the discounts below that apply to them (up to 1.00% total). The discounted rate may not go below our floor rate of 2.49%.

.50% - Net Pay with automatic payment
.25% - Net Pay only
.25% - 25% down payment
.75% - 50% down payment
.25% - Purchase MBI & GAP with Vons CU (products must be financed)
.50% - Purchase from Auto Expert (Auto Buying Company)

New Auto Loans
Loans made on purchase price with 100% financing (including tax, license, MBI and GAP insurance).

Used Auto Loans
Loans made on up to 100% of high base book value (less mileage, plus tax, license, MBI, and GAP insurance).

Vacation Trailer, RV, Boat, PWC or Motorcycle Loans

Signature/Share-Secured Loan Rates

Real Estate Loan Rates

We have access to many unique conventional loan programs on loans up to $1,000,000.  Loan rates are based on individual credit history and qualifications; contact our Real Estate Department at 626.444.1972, Ext. 453.

* CLTV = Combined Loan-to-Value

***HELOC Information - Your variable interest rate will never increase or decrease by more than 2.00 percentage points each year and will never be less than 4.50% APR nor greater than 16.00% APR and will apply to the remaining principal balance. You can obtain credit advances for 120 months (the draw period). During the draw period, payments will be due on a monthly basis. Your minimum periodic payment will be established at the time of each advance or change in interest rate; to the amount necessary to fully amortize your then outstanding account balance no later than 180 months from the Date of Agreement, plus any portion of the minimum payments shown on prior statement(s) which remains unpaid, subject to the lesser of $50.00 or your account balance. If your payment is more than 10 days late you will be charged $20. To maintain a line of credit, you must pay us a $75 inactivity fee FINANCE CHARGE. You will pay $400 early payoff fee if you cancel your loan for any reason in the first 3 years. You must carry insurance on the property that secures this plan. You should consult a tax advisor regarding the deductibility of interest and charges for the line of credit. Loan amounts $25,000-$100,000 up to 75% CLTV.